Your trusted partner for rights recovery and enhancing financial liquidity
We provide integrated solutions for debt management and collection for banks, financing companies, and credit institutions, in accordance with the highest standards of compliance and professionalism We help our clients efficiently recover their cash liquidity through an organized operational model that combines legal expertise with modern technology
About Us
Jisr Al-Sidad for Debt Collection for Financing Entities is a specialized Saudi company in debt management and collection. It was established to serve as a secure and effective link between creditors and debtors, within a clear regulatory framework that balances the recovery of rights with the preservation of business relationships
We serve banks, financing companies, and credit institutions through an integrated operational model that combines legal expertise, regulatory discipline, and modern technology. This ensures the highest recovery rates in the shortest possible time, all while maintaining optimized operational costs
Why Us?
Specialized legal and financial expertise
We possess over fifteen years of experience in financial systems, credit portfolio management, and litigation and enforcement before the competent authorities. This experience reflects a deep understanding of the regulatory environment and compliance requirements, in addition to a high operational capacity to manage collection files with efficiency and professionalism
We work according to a well-studied methodology that combines precise legal analysis, professional negotiation, and the use of modern technology to ensure tangible results that support our clients' financial stability and enhance the sustainability of their businesses
Services
Management and Collection of Non-Performing Debts
We provide an integrated service for managing and collecting non-performing debts, starting with analyzing the credit file and understanding the reasons for delinquency, through to implementing a customized collection plan for each case. We rely on a well-studied methodology that combines financial analysis, understanding of credit behavior, and professional negotiation, with the aim of achieving the highest recovery rates within an appropriate timeframe
Features
Preparing a customized collection plan based on a precise analysis of each file
Categorizing debt based on risk level and delinquency age
Continuous monitoring until the file is fully closed
Achieving a balance between recovery speed and preserving the business relationship
Phone Collection
We provide a professional phone collection service that relies on advanced CRM systems, which allow for the management, documentation, and quality monitoring of calls. Clients are contacted using carefully studied negotiation scenarios that achieve the best possible response while ensuring full compliance with regulations and controls
Features
Call recording and quality monitoring to ensure compliance
Using real-time dashboards to measure performance
A team trained in negotiation skills and call management
Reaching a wide segment of customers quickly and efficiently
Field Collection
When direct communication is needed, we provide a field collection service in accordance with clear regulatory guidelines. Visits are conducted with high professionalism, with full documentation of procedures, which reinforces the seriousness of repayment and contributes to addressing cases that are difficult to reach by phone
Features
Official visits conducted within a regulated framework
Immediate electronic documentation of visit results
Delivering official notices and warnings with proof of receipt
Increasing the level of urgency for advanced delinquency cases
Debt Portfolio Management
We provide comprehensive management for credit portfolios of various sizes, through customer segmentation, prioritization, and analysis of performance trends. This service helps financing entities increase the efficiency of their portfolios and reduce the ratio of bad debts
Features
Comprehensive portfolio performance analysis and identification of improvement areas
Prioritizing based on debt value and delinquency age
Accurate periodic reports that support decision-making
Optimizing collection strategies based on data-driven insights
Legal Collection and Judicial Enforcement
We manage files that require formal escalation, starting from preparing official claims to filing lawsuits and following up on judicial execution. Our legal team handles all procedures in accordance with applicable regulations to ensure the efficient recovery of rights
Features
Preparing complete legal files in accordance with regulatory requirements
Filing lawsuits and following up on proceedings before the competent authorities
Execution of judgments and completion of recovery procedures
Legal risk management and protection of client interests
Reporting and Analytics
We provide an advanced analytical reporting system that reflects the actual performance of collection operations. This service allows contracting entities to monitor performance indicators and make decisions based on accurate data
Features
Real-time dashboards for performance monitoring
Measuring recovery rate and average collection period
Analyzing the causes of delinquency and providing practical recommendations
Enhancing transparency through detailed periodic reports
Delinquency Mitigation Consulting
We assist financing entities in reducing delinquency rates by analyzing current credit policies and designing preventive strategies that mitigate future risks and enhance portfolio quality
Features
Comprehensive assessment of credit policies and procedures
Designing preventive strategies to reduce delinquency
Improving the early collection cycle
Supporting the sustainability and stability of credit portfolios
Providing On-Site Collectors
We provide qualified collection personnel to work within the client's premises to support internal operations and enhance operational capacity. The teams are directly supervised to ensure adherence to policies and the achievement of required results